Self Directed IRA is the Investment Tool of the Future

Self Directed IRA Scrabble Letters

As each day goes by, more investors are turning to the self directed IRA to expand and safeguard their gold IRA retirement planning investments. There has also been a huge increase in the amount of attention and literature about such types of IRAs for some years now.


A couple of years ago, the ultra wealthy and investment savvy utilized the self-directed IRA exclusively as an investment tool of choice. Today, while there are still many people out there who have exactly no idea what a self-directed IRA is, the self directed IRA is becoming more common as investors are looking for non-traditional gold IRA retirement planning investment options.

Unfortunately, the stock market has not had it so good for almost two decades. The false alarm of the sites and real estate naivety left many retirement portfolios in tag ends. While things are changing and we are seeing new highs again this year in the Dow Jones Industrial Average, many do firmly believe that it’s only as a result of the unusual amounts of “funny money” being printed by the Federal Reserve.

This Century has been Terrible for the DJIA 

In order to protect their hard earned assets, savers are aiming at alternative ways to prepare for their gold IRA retirement planning. The self directed IRA combines the tax-saving advantages of 401(k) plans and traditional IRAs with an unmatched amount of investment choices.

Now let’s take a delve much deeper into why numerous investors are moving to the self-directed IRA as a gold IRA retirement planning investment vehicle.

Self Directed IRA Advantages vs Traditional IRA

self directed IRA is similar to a traditional IRA (Individual Retirement Account) in its tax-deferral status.

Self Directed IRA Saving Retirement

self directed IRA is similar to a traditional IRA (Individual Retirement Account) in its tax-deferral status. Financial contributions to a gold IRA grow tax free and are taxed either at the time of contribution (Roth) or withdrawal (traditional). It’s a huge advantage.

The difference between the self-directed IRA and a traditional IRA is that traditional IRA investment options are limited to actual stock market securities: stocks, bonds, mutual funds, ETFs, money markets, etc. You get all these options, with a self directed IRA in addition with the ability to invest in commercial property, residential property, small businesses that aren’t publicly traded, unregistered securities, and approved physical precious metal such as gold or silver bullion.

A self directed IRA can offer you hedges that traditional IRAs just cannot, by placing a portion of your portfolio into assets that are not directly tied to stock market performance. This leads more people to either rollover traditional IRAs, or to open up an additional self directed IRA.

self directed IRA normally has the ability to provide you a tax-advantaged way to hold assets that are not denominated in government fiat currency. When you invest in physical assets, for instance, jewelries or landed properties, the wealth is stored somewhere central banks cannot inflate to worthlessness.

Are there any drawbacks to having a self-directed IRA? Of course, the most common is that losses cannot be deducted from your taxes like with a traditional IRA. This feature, nevertheless, was only a small consolation to the average IRA investor who lost more than 25% of their portfolio value in the stock market crash during the Great Recession of 2007-09.

NOTE: Precious Metals IRA simply means putting gold in a self directed IRA.

Managing Risk with Your Self Directed IRA

Recall that a self directed IRA is supposed to be an investment portfolio, and there are risks, of course, involved with any investment strategy. Precious metals have seen unthinkable appreciation over the past half-decade, which has played a major role in the rise of a self-directed IRA, but it has also attracted a lot of investment frauds and scammers. What this simply means is that you need to find a trusted resource for your precious metals investment information.