Which Types of Gold Investing Can You Do in a Roth IRA?

Gold Investing Roth IRA Gold Nest Egg Cash Money

Per the Rules and Limitations of a Roth IRA Rollover, a Roth IRA has plenty of investment options but can be limited by the IRA custodian and IRS rules. These are the types of investments that a standard IRA owner should be able to invest in:

Individual stocks

Individual bonds (corporate and government)

Options

Mutual fund shares

Exchange Traded Fund (ETF) shares

Certificates of Deposit (CDs)

Money Market Fund shares

In short, this means that you cannot invest in physical gold bullion (or any other approved investment metal) through a standard Roth IRA. The simplest way to invest in gold through your IRA is to purchase stocks in gold mining companies or to purchase a mutual fund that includes mining company stocks. This strategy is referred to as buying “paper gold.” There are also gold ETFs (GLD) and mining ETFs which provide indirect access to gold investing.

Choosing a Gold IRA Company for your Roth IRA Rollover into a Self Directed Gold IRA

Our visitors often ask us about which companies we recommend for Precious Metals IRA rollovers and bullion purchases.

Since we are an independent website, and none of us work with or have any shares of any gold IRA company, we are able to conduct impartial reviews of our 10 best companies. These reviews are based on existing customer feedback and ratings from authority review bureaus such as the Better Business Bureau (BBB), the Business Consumer Alliance (BCA), and TrustLink.

Here are some company reviews we conducted in 2015 to help you make a decision: (we encourage you to do your own diligence and call multiple companies).

OUR RANKCOMPANYFRAUD /
LAWSUITS
TOTAL ANNUAL FEESFULL REVIEW
American Bullion
americanbullion.com
(888) 204-0315
NIL
$0 - $340 per year
scaled
2
LEXI Capital
lexicapital.com
(800) 473-1213
NIL
$250 per year
flat-rate
3
Cornerstone Bullion
cornerstonebullion.com
(800) 558-4671
NIL
$200 per year
Choice*

4
Monex
monex.com
(800) 997-7859
$360+ per year
(scaled)

5
Wholesale Direct Metals
wholesaledirectmetals.com
(800) 226-8106
NIL
N/A
6
California Numismatic Investments
golddealer.com
(800) 225-7531
NIL
N/A
7
GoldSilver
goldsilver.com
(888) 319-8166
NIL
$300 per year
flat-rate

8
Rosland Capital
roslandcapital.com
(800) 461-1246
NIL
$225 per year
flat-rate

9
APMEX
apmex.com
(800) 375-9006
NIL
$175 + per year
(scaled)

10
Austin Rare Coins
austincoins.com
(800) 928-6468
NIL
N/A

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